West Michigan Community Bank: email security grade B

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West Michigan Community Bank, Hudsonville, Michigan, is the 871st largest FDIC-insured US bank by total assets ($1.2bn). On 4 November 2026 the public email records of wmcb.bank graded B: MX pass, SPF warn, DMARC p=reject, mail handled by Proofpoint.

Grade B. One setting does less than it seems to. Read by DNS on 4 November 2026; the records are shown as published.

What was found on wmcb.bank

Check	Result	What was published
MX	Pass	`10 mxa-0038b501.gslb.pphosted.com`, `10 mxb-0038b501.gslb.pphosted.com`. Mail handled by Proofpoint
SPF	Warn	`v=spf1 mx ip4:216.25.189.141/32 ip4:216.116.80.174/32 ip4:74.200.60.34/32 include:spf1.netteller.com include:jhahosted.com include:spf-0038b501.pphosted.com include:spf.constantcontact.com include:m0171552.ppops.net -all include:spf.protection.outlook.com -all`. DNS lookups: 7 of 10 allowed; ends -all
DMARC	Pass	`v=DMARC1; p=reject; rua=mailto:administrator@wmcb.com; pct=100`. Policy p=reject, applied to 100% of mail; reports collected (rua= set)
DKIM	Reported, not graded	No key on any of 10 common selectors. This proves nothing: the bank's real selectors may be any name

Where West Michigan Community Bank ranks

West Michigan Community Bank is the 871st largest FDIC-insured US bank by total assets, at $1.2bn as reported to the FDIC (certificate 22308; Hudsonville, Michigan). Among the 999 graded banks, West Michigan Community Bank ranks 874th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 733rd of 846; among the 16 graded banks in Michigan, 12th. 66% of its band and 62.5% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in -all (fail): mail from a server that is not on the list should be rejected.
SPF, warn: m0171552.ppops.net is included but publishes no single SPF record. Receivers treat that as an error, and SPF fails for any message that gets that far.
SPF, info: DNS lookups: about 7 of the 10 allowed. This count is an estimate.
DMARC, pass: Policy p=reject: receivers are asked to refuse mail that fails.
DMARC, info: Reports go to administrator@wmcb.com.
DKIM, info: No DKIM key at the 10 common selectors tried. That does not mean DKIM is missing. Your email provider picks the selector name, and DNS has no way to list them.

What this means if you sell to West Michigan Community Bank

West Michigan Community Bank routes inbound mail through Proofpoint, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on wmcb.bank now for today's result. The FDIC's record of the bank is at BankFind, certificate 22308.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at West Michigan Community Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com