The First National Bank of Hutchinson: email security grade A

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The First National Bank of Hutchinson, Hutchinson, Kansas, is the 874th largest FDIC-insured US bank by total assets ($1.2bn). On 4 November 2026 the public email records of fnbhutch.bank graded A: MX pass, SPF pass, DMARC p=reject, mail handled by Cisco Secure Email.

Grade A. Nothing in the records will stop mail. Read by DNS on 4 November 2026; the records are shown as published.

What was found on fnbhutch.bank

Check	Result	What was published
MX	Pass	`10 esa1.fnbhutch.iphmx.com`, `10 esa2.fnbhutch.iphmx.com`. Mail handled by Cisco Secure Email
SPF	Pass	`v=spf1 redirect=fnbhutch.bank.hosted.spf-report.com`. DNS lookups: 5 of 10 allowed; ends -all
DMARC	Pass	`v=DMARC1; p=reject; rua=mailto:c860a385@mxtoolbox.dmarc-report.com,mailto:dmarc@fnbhutch.bank; ruf=mailto:c860a385@forensics.dmarc-report.com,mailto:dmarc@fnbhutch.bank; adkim=s; aspf=s; fo=0:1; pct=100`. Policy p=reject, applied to 100% of mail; reports collected (rua= set)
DKIM	Pass, not graded	Key found on selectors s1, s2 (of 10 common selectors tried)

Where The First National Bank of Hutchinson ranks

The First National Bank of Hutchinson is the 874th largest FDIC-insured US bank by total assets, at $1.2bn as reported to the FDIC (certificate 4697; Hutchinson, Kansas). Among the 999 graded banks, The First National Bank of Hutchinson ranks 586th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 471st of 846; among the 19 graded banks in Kansas, 11th. 66% of its band and 63.2% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in -all (fail): mail from a server that is not on the list should be rejected.
SPF, info: The record hands over to fnbhutch.bank.hosted.spf-report.com with redirect=, so its ending comes from that record.
SPF, info: DNS lookups: about 5 of the 10 allowed. This count is an estimate.
DMARC, pass: Policy p=reject: receivers are asked to refuse mail that fails.
DMARC, info: Reports go to c860a385@mxtoolbox.dmarc-report.com, dmarc@fnbhutch.bank.
DKIM, pass: DKIM key found at s1._domainkey.fnbhutch.bank, about 2048-bit RSA.
DKIM, pass: DKIM key found at s2._domainkey.fnbhutch.bank, about 1024-bit RSA.

What this means if you sell to The First National Bank of Hutchinson

The First National Bank of Hutchinson routes inbound mail through Cisco Secure Email, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on fnbhutch.bank now for today's result. The FDIC's record of the bank is at BankFind, certificate 4697.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at The First National Bank of Hutchinson and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com