SouthPoint Bank: email security grade A

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SouthPoint Bank, Birmingham, Alabama, is the 797th largest FDIC-insured US bank by total assets ($1.4bn). On 4 November 2026 the public email records of southpoint.bank graded A: MX pass, SPF pass, DMARC p=reject, mail handled by Proofpoint.

Grade A. Nothing in the records will stop mail. Read by DNS on 4 November 2026; the records are shown as published.

What was found on southpoint.bank

Check	Result	What was published
MX	Pass	`10 mx1-us1.ppe-hosted.com`, `20 mx2-us1.ppe-hosted.com`. Mail handled by Proofpoint
SPF	Pass	`v=spf1 ip4:12.166.80.130 ip4:209.34.255.0/24 mx:southpoint.bank include:spfhost.messageprovider.com a:dispatch-us.ppe-hosted.com include:sendgrid.net -all`. DNS lookups: 5 of 10 allowed; ends -all
DMARC	Pass	`v=DMARC1; p=reject;pct=100; adkim=s; aspf=r; rua=mailto:postmaster@southpoint.bank`. Policy p=reject, applied to 100% of mail; reports collected (rua= set)
DKIM	Pass, not graded	Key found on selector selector1 (of 10 common selectors tried)

Where SouthPoint Bank ranks

SouthPoint Bank is the 797th largest FDIC-insured US bank by total assets, at $1.4bn as reported to the FDIC (certificate 58088; Birmingham, Alabama). Among the 999 graded banks, SouthPoint Bank ranks 538th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 423rd of 846; among the 17 graded banks in Alabama, 7th. 66% of its band and 47.1% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in -all (fail): mail from a server that is not on the list should be rejected.
SPF, info: DNS lookups: about 5 of the 10 allowed. This count is an estimate.
DMARC, pass: Policy p=reject: receivers are asked to refuse mail that fails.
DMARC, info: Reports go to postmaster@southpoint.bank.
DKIM, pass: DKIM key found at selector1._domainkey.southpoint.bank, about 2048-bit RSA.

What this means if you sell to SouthPoint Bank

SouthPoint Bank routes inbound mail through Proofpoint, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on southpoint.bank now for today's result. The FDIC's record of the bank is at BankFind, certificate 58088.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at SouthPoint Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com