Ridgewood Savings Bank: email security grade A

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Ridgewood Savings Bank, Ridgewood, New York, is the 201st largest FDIC-insured US bank by total assets ($7.5bn). On 4 November 2026 the public email records of ridgewoodbank.com graded A: MX pass, SPF pass, DMARC p=quarantine, mail handled by Other.

Grade A. Nothing in the records will stop mail. Read by DNS on 4 November 2026; the records are shown as published.

What was found on ridgewoodbank.com

Check	Result	What was published
MX	Pass	`5 mx.usa.net`, `20 mx.ct.mbox.net`. Mail handled by Other
SPF	Pass	`v=spf1 include:dnsexit.com include:spf.usa.net include:spf.cashedge.com include:_spf.mailgun.org include:spfhost.messageprovider.com include:spf.protection.outlook.com include:spfa.cpmails.com ip4:12.184.102.26 ip4:63.115.138.26 ip4:208.86.168.7 ip4:156.55.138.124 ip4:24.249.226.89 ip4:24.249.226.94 ip4:68.232.143.79 ip4:68.232.131.30 ip4:68.232.140.103 ip4:68.232.143.79 ip4:68.232.149.148 ip4:63.117.120.96/27 ip4:69.38.149.224/27 ip4:208.252.57.192/27 ~all`. DNS lookups: 10 of 10 allowed; ends ~all
DMARC	Pass	`v=DMARC1; p=quarantine; rua=mailto:DMARC@ridgewoodbank.com; adkim=r; aspf=r; pct=100`. Policy p=quarantine, applied to 100% of mail; reports collected (rua= set)
DKIM	Reported, not graded	No key on any of 10 common selectors. This proves nothing: the bank's real selectors may be any name

Where Ridgewood Savings Bank ranks

Ridgewood Savings Bank is the 201st largest FDIC-insured US bank by total assets, at $7.5bn as reported to the FDIC (certificate 16026; Ridgewood, New York). Among the 999 graded banks, Ridgewood Savings Bank ranks 148th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 33rd of 846; among the 49 graded banks in New York, 13th. 66% of its band and 73.5% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in ~all (softfail): mail from a server that is not on the list is treated as suspect.
SPF, info: DNS lookups: about 10 of the 10 allowed. One more sending service could push it over. This count is an estimate.
DMARC, pass: Policy p=quarantine: receivers are asked to put mail that fails in spam.
DMARC, info: Reports go to DMARC@ridgewoodbank.com.
DKIM, info: No DKIM key at the 10 common selectors tried. That does not mean DKIM is missing. Your email provider picks the selector name, and DNS has no way to list them.

What this means if you sell to Ridgewood Savings Bank

Ridgewood Savings Bank's MX hosts belong to a provider we do not name from host names alone. Assume the inbound server checks SPF, DKIM and DMARC and scores reputation, as every major provider does. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on ridgewoodbank.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 16026.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Ridgewood Savings Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com