Raymond James Bank: email security grade D

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Raymond James Bank, Saint Petersburg, Florida, is the 51st largest FDIC-insured US bank by total assets ($46bn). On 4 November 2026 the public email records of raymondjamesbank.com graded D: MX fail, SPF pass, DMARC p=reject, no MX records.

Grade D. One required record missing or broken. Read by DNS on 4 November 2026; the records are shown as published.

What was found on raymondjamesbank.com

Check	Result	What was published
MX	Fail	No MX records
SPF	Pass	`v=spf1 a mx ip4:208.235.248.20 ip4:12.16.165.35 ~all`. DNS lookups: 2 of 10 allowed; ends ~all
DMARC	Pass	`v=DMARC1; p=reject; fo=1; rua=mailto:dmarc_rua@emaildefense.proofpoint.com; ruf=mailto:dmarc_ruf@emaildefense.proofpoint.com`. Policy p=reject; reports collected (rua= set)
DKIM	Reported, not graded	No key on any of 10 common selectors. This proves nothing: the bank's real selectors may be any name

Where Raymond James Bank ranks

Raymond James Bank is the 51st largest FDIC-insured US bank by total assets, at $46bn as reported to the FDIC (certificate 33893; Saint Petersburg, Florida). Among the 999 graded banks, Raymond James Bank ranks 937th by grade (ties broken by assets, larger first). In its asset band, $10bn to $100bn, it ranks 116th of 122; among the 30 graded banks in Florida, 29th. 69.7% of its band and 73.3% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, fail: No MX records, so raymondjamesbank.com cannot receive mail. Every reply to a cold email sent from it bounces.
SPF, pass: One SPF record, ending in ~all (softfail): mail from a server that is not on the list is treated as suspect.
SPF, info: DNS lookups: about 2 of the 10 allowed. This count is an estimate.
DMARC, pass: Policy p=reject: receivers are asked to refuse mail that fails.
DMARC, info: Reports go to dmarc_rua@emaildefense.proofpoint.com.
DKIM, info: No DKIM key at the 10 common selectors tried. That does not mean DKIM is missing. Your email provider picks the selector name, and DNS has no way to list them.

What this means if you sell to Raymond James Bank

raymondjamesbank.com publishes no MX records, so it does not receive mail. Raymond James Bank's staff mail must run on another domain, which this check did not read. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on raymondjamesbank.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 33893.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Raymond James Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com