Provident Savings Bank, F.S.B.: email security grade B

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Provident Savings Bank, F.S.B., Riverside, California, is the 875th largest FDIC-insured US bank by total assets ($1.2bn). On 4 November 2026 the public email records of myprovident.com graded B: MX pass, SPF pass, DMARC p=none, mail handled by Own mail servers.

Grade B. One setting does less than it seems to. Read by DNS on 4 November 2026; the records are shown as published.

What was found on myprovident.com

Check	Result	What was published
MX	Pass	`10 smail11.myprovident.com`, `20 smail12.myprovident.com`. Mail handled by Own mail servers
SPF	Pass	`v=spf1 include:spf.cashedge.com include:spf.infoimageinc.com ip4:208.235.248.20 ip4:166.73.14.63 ip4:63.240.154.0/24 ip4:63.240.155.0/24 ip4:63.234.182.60 ip4:12.44.79.201 ip4:12.44.79.182 ip4:66.162.241.250 ip4:63.96.72.166 ip4:206.152.26.164 ip4:98.158.80.156 ip4:63.234.182.60 ip4:96.93.142.100 ip4:12.184.102.26 ip4:12.184.102.12 ip4:63.115.138.26 ip4:63.115.138.12 mx:myprovident.com -all`. DNS lookups: 3 of 10 allowed; ends -all
DMARC	Warn	`v=DMARC1; p=none; rua=mailto:dmarcrpt@myprovident.com; ruf=mailto:dmarcrpt@myprovident.com;fo=1`. Policy p=none; reports collected (rua= set)
DKIM	Reported, not graded	No key on any of 10 common selectors. This proves nothing: the bank's real selectors may be any name

Where Provident Savings Bank, F.S.B. ranks

Provident Savings Bank, F.S.B. is the 875th largest FDIC-insured US bank by total assets, at $1.2bn as reported to the FDIC (certificate 30879; Riverside, California). Among the 999 graded banks, Provident Savings Bank, F.S.B. ranks 875th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 734th of 846; among the 58 graded banks in California, 49th. 66% of its band and 62.1% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in -all (fail): mail from a server that is not on the list should be rejected.
SPF, info: DNS lookups: about 3 of the 10 allowed. This count is an estimate.
DMARC, warn: Policy p=none: receivers are asked to do nothing with mail that fails. Reports are on, so you can see what fails.
DMARC, info: Reports go to dmarcrpt@myprovident.com.
DKIM, info: No DKIM key at the 10 common selectors tried. That does not mean DKIM is missing. Your email provider picks the selector name, and DNS has no way to list them.

What this means if you sell to Provident Savings Bank, F.S.B.

Provident Savings Bank, F.S.B. lists MX hosts under its own domain, so it runs or fronts its own mail servers. What filters sit behind them is not visible from DNS; assume they check SPF, DKIM and DMARC like everyone else, and that a bank-run gateway is at least as strict as a commercial one. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on myprovident.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 30879.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Provident Savings Bank, F.S.B. and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com