Planters Bank, Inc.: email security grade B

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Planters Bank, Inc., Hopkinsville, Kentucky, is the 600th largest FDIC-insured US bank by total assets ($2bn). On 4 November 2026 the public email records of plantersbankonline.com graded B: MX pass, SPF pass, DMARC p=quarantine, mail handled by Mimecast.

Grade B. One setting does less than it seems to. Read by DNS on 4 November 2026; the records are shown as published.

What was found on plantersbankonline.com

Check	Result	What was published
MX	Pass	`10 us-smtp-inbound-1.mimecast.com`, `10 us-smtp-inbound-2.mimecast.com`. Mail handled by Mimecast
SPF	Pass	`v=spf1 mx ip4:128.136.79.219 a:outbd-pstfx.customercenter.net a:outbd3-pstfx.customercenter.net include:us._netblocks.mimecast.com include:_custspf.sageworks.com include:spf.protection.outlook.com include:spf.cashedge.com ~all`. DNS lookups: 10 of 10 allowed; ends ~all
DMARC	Warn	`v=DMARC1; p=quarantine; rua=mailto:dmarcreport@plantersbankonline.com; ruf=mailto:dmarcreport@plantersbankonline.com; pct=0; sp=none`. Policy p=quarantine, subdomains sp=none, applied to 0% of mail; reports collected (rua= set)
DKIM	Pass, not graded	Key found on selectors selector1, s1, s2 (of 10 common selectors tried)

Where Planters Bank, Inc. ranks

Planters Bank, Inc. is the 600th largest FDIC-insured US bank by total assets, at $2bn as reported to the FDIC (certificate 34254; Hopkinsville, Kentucky). Among the 999 graded banks, Planters Bank, Inc. ranks 808th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 667th of 846; among the 17 graded banks in Kentucky, 12th. 66% of its band and 52.9% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in ~all (softfail): mail from a server that is not on the list is treated as suspect.
SPF, info: DNS lookups: about 10 of the 10 allowed. One more sending service could push it over. This count is an estimate.
DMARC, pass: Policy p=quarantine: receivers are asked to put mail that fails in spam.
DMARC, warn: pct=0: the policy covers only 0% of mail that fails.
DMARC, warn: sp=none: mail claiming to come from a subdomain of plantersbankonline.com gets no policy, so the subdomains can be spoofed.
DMARC, info: Reports go to dmarcreport@plantersbankonline.com.
DKIM, pass: DKIM key found at selector1._domainkey.plantersbankonline.com, about 1024-bit RSA.
DKIM, pass: DKIM key found at s1._domainkey.plantersbankonline.com, about 2048-bit RSA.
DKIM, pass: DKIM key found at s2._domainkey.plantersbankonline.com, about 1024-bit RSA.

What this means if you sell to Planters Bank, Inc.

Planters Bank, Inc. routes inbound mail through Mimecast, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on plantersbankonline.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 34254.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Planters Bank, Inc. and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com