Pinnacle Bank: email security grade A

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Pinnacle Bank, Nashville, Tennessee, is the 27th largest FDIC-insured US bank by total assets ($129bn). On 4 November 2026 the public email records of pnfp.com graded A: MX pass, SPF pass, DMARC p=reject, mail handled by Proofpoint.

Grade A. Nothing in the records will stop mail. Read by DNS on 4 November 2026; the records are shown as published.

What was found on pnfp.com

Check	Result	What was published
MX	Pass	`10 mxa-00177e01.gslb.pphosted.com`, `10 mxb-00177e01.gslb.pphosted.com`. Mail handled by Proofpoint
SPF	Pass	`v=spf1 mx a include:%{ir}.%{v}.%{d}.spf.has.pphosted.com ip4:166.78.81.73 ip4:128.136.245.132 ip4:198.137.246.108 ip4:69.84.87.254 ip4:205.220.171.195 ip4:205.220.183.103 ip4:66.159.241.111 ip4:66.159.241.112 ip4:66.159.239.84 ip4:66.159.239.85 include:spf-00177e03.pphosted.com include:spf.cashedge.com include:spf-a.pnfp.com include:spf-c.pnfp.com include:spf-d.pnfp.com include:_spf.salesforce.com -all`. DNS lookups: 10 or more of 10 allowed; ends -all
DMARC	Pass	`v=DMARC1; p=reject; rua=mailto:dmarc_rua@emaildefense.proofpoint.com; ruf=mailto:dmarc_ruf@emaildefense.proofpoint.com; fo=1`. Policy p=reject; reports collected (rua= set)
DKIM	Pass, not graded	Key found on selectors selector1, s1, s2 (of 10 common selectors tried)

Where Pinnacle Bank ranks

Pinnacle Bank is the 27th largest FDIC-insured US bank by total assets, at $129bn as reported to the FDIC (certificate 35583; Nashville, Tennessee). Among the 999 graded banks, Pinnacle Bank ranks 26th by grade (ties broken by assets, larger first). In its asset band, $100bn and over, it ranks 26th of 31; among the 31 graded banks in Tennessee, 1st. 96.8% of its band and 54.8% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in -all (fail): mail from a server that is not on the list should be rejected.
SPF, info: DNS lookups: at least 10 of the 10 allowed. One more sending service could push it over. This count is an estimate.
SPF, info: The record uses SPF macros, which only resolve for a real message, so the lookup count is a floor.
DMARC, pass: Policy p=reject: receivers are asked to refuse mail that fails.
DMARC, info: Reports go to dmarc_rua@emaildefense.proofpoint.com.
DKIM, pass: DKIM key found at selector1._domainkey.pnfp.com, about 1024-bit RSA.
DKIM, pass: DKIM key found at s1._domainkey.pnfp.com, about 2048-bit RSA.
DKIM, pass: DKIM key found at s2._domainkey.pnfp.com, about 1024-bit RSA.

What this means if you sell to Pinnacle Bank

Pinnacle Bank routes inbound mail through Proofpoint, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on pnfp.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 35583.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Pinnacle Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com