North State Bank: email security grade B

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North State Bank, Raleigh, North Carolina, is the 746th largest FDIC-insured US bank by total assets ($1.5bn). On 4 November 2026 the public email records of northstatebank.com graded B: MX pass, SPF pass, DMARC p=none, mail handled by Mimecast.

Grade B. One setting does less than it seems to. Read by DNS on 4 November 2026; the records are shown as published.

What was found on northstatebank.com

Check	Result	What was published
MX	Pass	`10 us-smtp-inbound-1.mimecast.com`, `10 us-smtp-inbound-2.mimecast.com`. Mail handled by Mimecast
SPF	Pass	`v=spf1 redirect=6kc37fhr._spf._d.mim.ec`. DNS lookups: 9 or more of 10 allowed; ends ~all
DMARC	Warn	`v=DMARC1; p=none; rua=mailto:0e4a121acc8e395@rep.dmarcanalyzer.com; ruf=mailto:0e4a121acc8e395@for.dmarcanalyzer.com; fo=1;`. Policy p=none; reports collected (rua= set)
DKIM	Pass, not graded	Key found on selectors s1, s2 (of 10 common selectors tried)

Where North State Bank ranks

North State Bank is the 746th largest FDIC-insured US bank by total assets, at $1.5bn as reported to the FDIC (certificate 35519; Raleigh, North Carolina). Among the 999 graded banks, North State Bank ranks 843rd by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 702nd of 846; among the 14 graded banks in North Carolina, 14th. 66% of its band and 71.4% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in ~all (softfail): mail from a server that is not on the list is treated as suspect.
SPF, info: The record hands over to 6kc37fhr._spf._d.mim.ec with redirect=, so its ending comes from that record.
SPF, info: DNS lookups: at least 9 of the 10 allowed. One more sending service could push it over. This count is an estimate.
SPF, info: The record uses SPF macros, which only resolve for a real message, so the lookup count is a floor.
DMARC, warn: Policy p=none: receivers are asked to do nothing with mail that fails. Reports are on, so you can see what fails.
DMARC, info: Reports go to 0e4a121acc8e395@rep.dmarcanalyzer.com.
DKIM, pass: DKIM key found at s1._domainkey.northstatebank.com, about 2048-bit RSA.
DKIM, pass: DKIM key found at s2._domainkey.northstatebank.com, about 1024-bit RSA.

What this means if you sell to North State Bank

North State Bank routes inbound mail through Mimecast, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on northstatebank.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 35519.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at North State Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com