Metropolitan Commercial Bank: email security grade A

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Metropolitan Commercial Bank, New York, New York, is the 176th largest FDIC-insured US bank by total assets ($8.9bn). On 4 November 2026 the public email records of mcbankny.com graded A: MX pass, SPF pass, DMARC p=quarantine, mail handled by Mimecast.

Grade A. Nothing in the records will stop mail. Read by DNS on 4 November 2026; the records are shown as published.

What was found on mcbankny.com

Check	Result	What was published
MX	Pass	`10 us-smtp-inbound-1.mimecast.com`, `20 us-smtp-inbound-2.mimecast.com`. Mail handled by Mimecast
SPF	Pass	`v=spf1 include:us._netblocks.mimecast.com include:spf.cashedge.com include:mailgun.org include:_spfdmarc.wte.net a:mail.mcbankny.com ip4:208.235.248.20 ip4:12.175.11.50 ip4:12.145.177.159 ip4:12.145.177.237 ip4:166.73.19.137 ip4:207.124.102.40 ip4:208.66.22.33 ip4:3.222.0.24/29 ip4:72.28.96.181 ip4:70.36.18.189 ip4:64.149.171.0/24 ip4:64.149.172.0/23 ~all`. DNS lookups: 10 of 10 allowed; ends ~all
DMARC	Pass	`v=DMARC1; p=quarantine`. Policy p=quarantine; reports not collected (no rua=)
DKIM	Pass, not graded	Key found on selectors selector1, k1, dkim (of 10 common selectors tried)

Where Metropolitan Commercial Bank ranks

Metropolitan Commercial Bank is the 176th largest FDIC-insured US bank by total assets, at $8.9bn as reported to the FDIC (certificate 34699; New York, New York). Among the 999 graded banks, Metropolitan Commercial Bank ranks 132nd by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 17th of 846; among the 49 graded banks in New York, 12th. 66% of its band and 73.5% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in ~all (softfail): mail from a server that is not on the list is treated as suspect.
SPF, info: DNS lookups: about 10 of the 10 allowed. One more sending service could push it over. This count is an estimate.
DMARC, pass: Policy p=quarantine: receivers are asked to put mail that fails in spam.
DMARC, info: No rua= address, so you get no reports on what fails.
DKIM, pass: DKIM key found at selector1._domainkey.mcbankny.com, about 1024-bit RSA.
DKIM, pass: DKIM key found at k1._domainkey.mcbankny.com, about 2048-bit RSA.
DKIM, pass: DKIM key found at dkim._domainkey.mcbankny.com, about 1024-bit RSA.

What this means if you sell to Metropolitan Commercial Bank

Metropolitan Commercial Bank routes inbound mail through Mimecast, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on mcbankny.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 34699.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Metropolitan Commercial Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com