First United Bank & Trust: email security grade B

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First United Bank & Trust, Oakland, Maryland, is the 580th largest FDIC-insured US bank by total assets ($2.1bn). On 4 November 2026 the public email records of mybank.com graded B: MX pass, SPF pass, DMARC p=none, mail handled by Proofpoint.

Grade B. One setting does less than it seems to. Read by DNS on 4 November 2026; the records are shown as published.

What was found on mybank.com

Check	Result	What was published
MX	Pass	`10 mxa-003efc01.gslb.pphosted.com`, `10 mxb-003efc01.gslb.pphosted.com`. Mail handled by Proofpoint
SPF	Pass	`v=spf1 include:spf-003efc01.pphosted.com include:spf.protection.outlook.com include:_spf.e2ma.net include:spfhost.messageprovider.com ip4:68.232.131.30 ip4:68.232.140.103 ip4:68.232.143.79 ip4:107.20.210.250 ip4:52.1.14.157 include:dayforcehcm.com -all`. DNS lookups: 7 of 10 allowed; ends -all
DMARC	Warn	`v=DMARC1; p=none; fo=1;rua=mailto:dmarc_rua@emaildefense.proofpoint.com,mailto:dmarc@mybank.com; ruf=mailto:dmarc_ruf@emaildefense.proofpoint.com,mailto:dmarc@mybank.com`. Policy p=none; reports collected (rua= set)
DKIM	Pass, not graded	Key found on selector selector1 (of 10 common selectors tried)

Where First United Bank & Trust ranks

First United Bank & Trust is the 580th largest FDIC-insured US bank by total assets, at $2.1bn as reported to the FDIC (certificate 4857; Oakland, Maryland). Among the 999 graded banks, First United Bank & Trust ranks 804th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 663rd of 846; among the 8 graded banks in Maryland, 7th. 66% of its band and 37.5% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in -all (fail): mail from a server that is not on the list should be rejected.
SPF, info: DNS lookups: about 7 of the 10 allowed. This count is an estimate.
DMARC, warn: Policy p=none: receivers are asked to do nothing with mail that fails. Reports are on, so you can see what fails.
DMARC, info: Reports go to dmarc_rua@emaildefense.proofpoint.com, dmarc@mybank.com.
DKIM, pass: DKIM key found at selector1._domainkey.mybank.com, about 1024-bit RSA.
DKIM, info: 7 of the selector lookups failed, so a key may have been missed.

What this means if you sell to First United Bank & Trust

First United Bank & Trust routes inbound mail through Proofpoint, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on mybank.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 4857.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at First United Bank & Trust and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com