First State Community Bank: email security grade A

Home › Financial services › Bank Email Readiness Index › First State Community Bank

First State Community Bank, Farmington, Missouri, is the 296th largest FDIC-insured US bank by total assets ($4.5bn). On 4 November 2026 the public email records of fscb.com graded A: MX pass, SPF pass, DMARC p=quarantine, mail handled by Cisco Secure Email.

Grade A. Nothing in the records will stop mail. Read by DNS on 4 November 2026; the records are shown as published.

What was found on fscb.com

Check	Result	What was published
MX	Pass	`10 mx1.hc2814-6.iphmx.com`, `20 mx2.hc2814-6.iphmx.com`. Mail handled by Cisco Secure Email
SPF	Pass	`v=spf1 exists:%{i}.spf.hc2814-6.iphmx.com include:spf.fscb.com include:spfref.jackhenry.com include:_spf.iriscrm.com include:_spf.qemailserver.com include:amazonses.com include:u25724265.wl016.sendgrid.net include:gateways.firstdata.com include:spf.protection.outlook.com include:spf-us.emailsignatures365.com -all`. DNS lookups: 10 or more of 10 allowed; ends -all
DMARC	Pass	`v=DMARC1; p=quarantine`. Policy p=quarantine; reports not collected (no rua=)
DKIM	Reported, not graded	No key on any of 10 common selectors. This proves nothing: the bank's real selectors may be any name

Where First State Community Bank ranks

First State Community Bank is the 296th largest FDIC-insured US bank by total assets, at $4.5bn as reported to the FDIC (certificate 17323; Farmington, Missouri). Among the 999 graded banks, First State Community Bank ranks 220th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 105th of 846; among the 35 graded banks in Missouri, 4th. 66% of its band and 57.1% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in -all (fail): mail from a server that is not on the list should be rejected.
SPF, info: DNS lookups: at least 10 of the 10 allowed. One more sending service could push it over. This count is an estimate.
SPF, info: The record uses SPF macros, which only resolve for a real message, so the lookup count is a floor.
DMARC, pass: Policy p=quarantine: receivers are asked to put mail that fails in spam.
DMARC, info: No rua= address, so you get no reports on what fails.
DKIM, info: No DKIM key at the 10 common selectors tried. That does not mean DKIM is missing. Your email provider picks the selector name, and DNS has no way to list them.

What this means if you sell to First State Community Bank

First State Community Bank routes inbound mail through Cisco Secure Email, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on fscb.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 17323.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at First State Community Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com