First National Bank Texas: email security grade A

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First National Bank Texas, Killeen, Texas, is the 291st largest FDIC-insured US bank by total assets ($4.6bn). On 4 November 2026 the public email records of 1stnb.com graded A: MX pass, SPF pass, DMARC p=reject, mail handled by Other.

Grade A. Nothing in the records will stop mail. Read by DNS on 4 November 2026; the records are shown as published.

What was found on 1stnb.com

Check	Result	What was published
MX	Pass	`10 smtp01.fcserv.com`, `10 smtp02.fcserv.com`. Mail handled by Other
SPF	Pass	`v=spf1 include:%{ir}.%{v}.%{d}.spf.has.pphosted.com ~all`. DNS lookups: 1 or more of 10 allowed; ends ~all
DMARC	Pass	`v=DMARC1; p=reject; rua=mailto:dmarc_rua@emaildefense.proofpoint.com,mailto:dmarc@mailinblue.com!10m; ruf=mailto:dmarc_ruf@emaildefense.proofpoint.com,mailto:dmarc@mailinblue.com!10m; rf=afrf; pct=100; ri=86400; fo=1;`. Policy p=reject, applied to 100% of mail; reports collected (rua= set)
DKIM	Pass, not graded	Key found on selectors selector1, mail (of 10 common selectors tried)

Where First National Bank Texas ranks

First National Bank Texas is the 291st largest FDIC-insured US bank by total assets, at $4.6bn as reported to the FDIC (certificate 3285; Killeen, Texas). Among the 999 graded banks, First National Bank Texas ranks 216th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 101st of 846; among the 86 graded banks in Texas, 17th. 66% of its band and 76.7% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in ~all (softfail): mail from a server that is not on the list is treated as suspect.
SPF, info: DNS lookups: at least 1 of the 10 allowed. This count is an estimate.
SPF, info: The record uses SPF macros, which only resolve for a real message, so the lookup count is a floor.
DMARC, pass: Policy p=reject: receivers are asked to refuse mail that fails.
DMARC, info: Reports go to dmarc_rua@emaildefense.proofpoint.com, dmarc@mailinblue.com!10m.
DKIM, pass: DKIM key found at selector1._domainkey.1stnb.com, about 2048-bit RSA.
DKIM, pass: DKIM key found at mail._domainkey.1stnb.com, about 1024-bit RSA.

What this means if you sell to First National Bank Texas

First National Bank Texas's MX hosts belong to a provider we do not name from host names alone. Assume the inbound server checks SPF, DKIM and DMARC and scores reputation, as every major provider does. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on 1stnb.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 3285.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at First National Bank Texas and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com