First Bank of Alabama: email security grade B

Home › Financial services › Bank Email Readiness Index › First Bank of Alabama

First Bank of Alabama, Talladega, Alabama, is the 796th largest FDIC-insured US bank by total assets ($1.4bn). On 4 November 2026 the public email records of fbal.bank graded B: MX pass, SPF warn, DMARC p=reject, mail handled by Proofpoint.

Grade B. One setting does less than it seems to. Read by DNS on 4 November 2026; the records are shown as published.

What was found on fbal.bank

Check	Result	What was published
MX	Pass	`10 mx1-us1.ppe-hosted.com`, `10 mx2-us1.ppe-hosted.com`. Mail handled by Proofpoint
SPF	Warn	`v=spf1 mx ip4:216.116.87.142 ip4:74.200.60.34 ip4:52.128.98.34 ip4:52.128.98.35 ip4:52.128.98.36 ip4:74.113.158.98 ip4:96.37.140.202 ip4:204.77.242.35 include:_spf-us.ppe-hosted.com include:amazonses.com include:fbal-bank.spf.smtp25.com include:_custspf.sageworks.com include:spf.protection.outlook.com include:mailgun.org include:servers.mcsv.net include:spfref.jackhenry.com ~all`. DNS lookups: 17 of 10 allowed; ends ~all
DMARC	Pass	`v=DMARC1; p=reject; fo=1; rua=mailto:support@fbal.bank;`. Policy p=reject; reports collected (rua= set)
DKIM	Pass, not graded	Key found on selectors selector1, s1, s2 (of 10 common selectors tried)

Where First Bank of Alabama ranks

First Bank of Alabama is the 796th largest FDIC-insured US bank by total assets, at $1.4bn as reported to the FDIC (certificate 2832; Talladega, Alabama). Among the 999 graded banks, First Bank of Alabama ranks 851st by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 710th of 846; among the 17 graded banks in Alabama, 12th. 66% of its band and 47.1% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in ~all (softfail): mail from a server that is not on the list is treated as suspect.
SPF, warn: DNS lookups: about 17, over the limit of 10 in RFC 7208. Receivers that count the same way return an error, and SPF fails for any message not matched before the limit. This count is an estimate.
DMARC, pass: Policy p=reject: receivers are asked to refuse mail that fails.
DMARC, info: Reports go to support@fbal.bank.
DKIM, pass: DKIM key found at selector1._domainkey.fbal.bank, about 2048-bit RSA.
DKIM, pass: DKIM key found at s1._domainkey.fbal.bank, about 2048-bit RSA.
DKIM, pass: DKIM key found at s2._domainkey.fbal.bank, about 2048-bit RSA.

What this means if you sell to First Bank of Alabama

First Bank of Alabama routes inbound mail through Proofpoint, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on fbal.bank now for today's result. The FDIC's record of the bank is at BankFind, certificate 2832.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at First Bank of Alabama and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com