First Bank: email security grade B

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First Bank, Southern Pines, North Carolina, is the 133rd largest FDIC-insured US bank by total assets ($13bn). On 4 November 2026 the public email records of localfirstbank.com graded B: MX pass, SPF pass, DMARC p=none, mail handled by Proofpoint.

Grade B. One setting does less than it seems to. Read by DNS on 4 November 2026; the records are shown as published.

What was found on localfirstbank.com

Check	Result	What was published
MX	Pass	`10 mxb-00415a01.gslb.pphosted.com`, `10 mxa-00415a01.gslb.pphosted.com`. Mail handled by Proofpoint
SPF	Pass	v=spf1 ip4:98.101.198.71 ip4:98.101.198.66 ip4:47.44.142.227 include:mailgun.localfirstbank.com include:sendgrid.net include:spf.internet-estatements.com include:spfhost.messageprovider.com include:amazonses.com ip4:207.45.164.0/24 ip4:66.159.241.168 ip4:66.159.239.140 ip4:20.98.2.159 ip4:52.240.209.173 ip4:20.98.33.77 ip4:20.97.70.227 ip4:40.124.2.148 ip4:52.252.238.67 ip4:40.92.0.0/15 ip4:40.107.0.0/16 ip4:52.100.0.0/15 ip4:52.102.0.0/16 ip4:52.103.0.0/17 ip4:104.47.0.0/17 ip6:2a01:111:f400::/48 ip6:2a01:111:f403::/49 ip6:2a01:111:f403:8000::/51 ip6:2a01:111:f403:c000::/51 ip6:2a01:111:f403:f000::/52 ip4:148.163.139.141 ip4:174.140.138.245 ip4:212.118.244.150 ip4:148.163.135.141 ip4:170.10.150.32/27 ip4:170.10.152.32/27 ip4:205.234.9.73 ip4:209.136.235.174 -all. DNS lookups: 6 of 10 allowed; ends -all
DMARC	Warn	`v=DMARC1; p=none; rua=mailto:z3fblrgs@ag.dmarcian.com; aspf=s;`. Policy p=none; reports collected (rua= set)
DKIM	Pass, not graded	Key found on selectors s1, s2 (of 10 common selectors tried)

Where First Bank ranks

First Bank is the 133rd largest FDIC-insured US bank by total assets, at $13bn as reported to the FDIC (certificate 15019; Southern Pines, North Carolina). Among the 999 graded banks, First Bank ranks 695th by grade (ties broken by assets, larger first). In its asset band, $10bn to $100bn, it ranks 107th of 122; among the 14 graded banks in North Carolina, 11th. 69.7% of its band and 71.4% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in -all (fail): mail from a server that is not on the list should be rejected.
SPF, info: DNS lookups: about 6 of the 10 allowed. This count is an estimate.
DMARC, warn: Policy p=none: receivers are asked to do nothing with mail that fails. Reports are on, so you can see what fails.
DMARC, info: Reports go to z3fblrgs@ag.dmarcian.com.
DKIM, pass: DKIM key found at s1._domainkey.localfirstbank.com, about 2048-bit RSA.
DKIM, pass: DKIM key found at s2._domainkey.localfirstbank.com, about 1024-bit RSA.

What this means if you sell to First Bank

First Bank routes inbound mail through Proofpoint, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on localfirstbank.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 15019.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at First Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com