Farmers and Merchants Bank of Long Beach: email security grade A

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Farmers and Merchants Bank of Long Beach, Long Beach, California, is the 143rd largest FDIC-insured US bank by total assets ($12bn). On 4 November 2026 the public email records of fmb.com graded A: MX pass, SPF pass, DMARC p=reject, mail handled by Mimecast.

Grade A. Nothing in the records will stop mail. Read by DNS on 4 November 2026; the records are shown as published.

What was found on fmb.com

Check	Result	What was published
MX	Pass	`10 us-smtp-inbound-1.mimecast.com`, `10 us-smtp-inbound-2.mimecast.com`. Mail handled by Mimecast
SPF	Pass	`v=spf1 redirect=9e6k3fdl._spf._d.mim.ec`. DNS lookups: 7 of 10 allowed; ends -all
DMARC	Pass	`v=DMARC1; p=reject; rua=mailto:12fa8fa5b17d411@rep.dmarcanalyzer.com; ruf=mailto:12fa8fa5b17d411@for.dmarcanalyzer.com; fo=1;`. Policy p=reject; reports collected (rua= set)
DKIM	Pass, not graded	Key found on selectors k1, s1, s2 (of 10 common selectors tried)

Where Farmers and Merchants Bank of Long Beach ranks

Farmers and Merchants Bank of Long Beach is the 143rd largest FDIC-insured US bank by total assets, at $12bn as reported to the FDIC (certificate 1225; Long Beach, California). Among the 999 graded banks, Farmers and Merchants Bank of Long Beach ranks 107th by grade (ties broken by assets, larger first). In its asset band, $10bn to $100bn, it ranks 77th of 122; among the 58 graded banks in California, 8th. 69.7% of its band and 62.1% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in -all (fail): mail from a server that is not on the list should be rejected.
SPF, info: The record hands over to 9e6k3fdl._spf._d.mim.ec with redirect=, so its ending comes from that record.
SPF, info: DNS lookups: about 7 of the 10 allowed. This count is an estimate.
DMARC, pass: Policy p=reject: receivers are asked to refuse mail that fails.
DMARC, info: Reports go to 12fa8fa5b17d411@rep.dmarcanalyzer.com.
DKIM, pass: DKIM key found at k1._domainkey.fmb.com, about 1024-bit RSA.
DKIM, pass: DKIM key found at s1._domainkey.fmb.com, about 2048-bit RSA.
DKIM, pass: DKIM key found at s2._domainkey.fmb.com, about 1024-bit RSA.

What this means if you sell to Farmers and Merchants Bank of Long Beach

Farmers and Merchants Bank of Long Beach routes inbound mail through Mimecast, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on fmb.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 1225.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Farmers and Merchants Bank of Long Beach and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com