Central Penn Bank & Trust: email security grade B

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Central Penn Bank & Trust, Mifflinburg, Pennsylvania, is the 847th largest FDIC-insured US bank by total assets ($1.3bn). On 4 November 2026 the public email records of centralpennbank.com graded B: MX pass, SPF pass, DMARC p=none, mail handled by Mimecast.

Grade B. One setting does less than it seems to. Read by DNS on 4 November 2026; the records are shown as published.

What was found on centralpennbank.com

Check	Result	What was published
MX	Pass	`10 usb-smtp-inbound-1.mimecast.com`, `10 usb-smtp-inbound-2.mimecast.com`. Mail handled by Mimecast
SPF	Pass	`v=spf1 a include:usb._netblocks.mimecast.com include:spf.cashedge.com include:spfhost.messageprovider.com include:spf.cocci.com include:spf.protection.outlook.com include:39560096.spf10.hubspotemail.net ~all`. DNS lookups: 7 of 10 allowed; ends ~all
DMARC	Warn	`v=DMARC1; p=none`. Policy p=none; reports not collected (no rua=)
DKIM	Pass, not graded	Key found on selector selector1 (of 10 common selectors tried)

Where Central Penn Bank & Trust ranks

Central Penn Bank & Trust is the 847th largest FDIC-insured US bank by total assets, at $1.3bn as reported to the FDIC (certificate 10685; Mifflinburg, Pennsylvania). Among the 999 graded banks, Central Penn Bank & Trust ranks 867th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 726th of 846; among the 43 graded banks in Pennsylvania, 35th. 66% of its band and 60.5% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in ~all (softfail): mail from a server that is not on the list is treated as suspect.
SPF, info: DNS lookups: about 7 of the 10 allowed. This count is an estimate.
DMARC, warn: Policy p=none with no rua= address. The record asks receivers to do nothing and sends you no reports.
DKIM, pass: DKIM key found at selector1._domainkey.centralpennbank.com, about 2048-bit RSA.

What this means if you sell to Central Penn Bank & Trust

Central Penn Bank & Trust routes inbound mail through Mimecast, a filtering gateway. Expect strict inbound filtering: a message from a sender whose SPF, DKIM or DMARC fails, or whose domain has little sending history, is unlikely to reach a person. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on centralpennbank.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 10685.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Central Penn Bank & Trust and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com