Cape Ann Savings Bank: email security grade F

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Cape Ann Savings Bank, Gloucester, Massachusetts, is the 969th largest FDIC-insured US bank by total assets ($1.1bn). On 4 November 2026 the public email records of capeannsavings.bank graded F: MX fail, SPF fail, DMARC p=reject, no MX records.

Grade F. Two or more essentials missing or broken. Read by DNS on 4 November 2026; the records are shown as published.

What was found on capeannsavings.bank

Check	Result	What was published
MX	Fail	No MX records
SPF	Fail	No SPF record
DMARC	Pass	`v=DMARC1; p=reject; fo=1; rua=mailto:dmarc@encirca.com; ruf=mailto:dmarc@encirca.com`. Policy p=reject; reports collected (rua= set)
DKIM	Reported, not graded	No key on any of 10 common selectors. This proves nothing: the bank's real selectors may be any name

Where Cape Ann Savings Bank ranks

Cape Ann Savings Bank is the 969th largest FDIC-insured US bank by total assets, at $1.1bn as reported to the FDIC (certificate 90203; Gloucester, Massachusetts). Among the 999 graded banks, Cape Ann Savings Bank ranks 999th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 846th of 846; among the 47 graded banks in Massachusetts, 47th. 66% of its band and 61.7% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, fail: No MX records, so capeannsavings.bank cannot receive mail. Every reply to a cold email sent from it bounces.
SPF, fail: No SPF record on capeannsavings.bank. Receivers have no list of the servers allowed to send as you, so they cannot tell your mail from a forgery.
DMARC, pass: Policy p=reject: receivers are asked to refuse mail that fails.
DMARC, info: Reports go to dmarc@encirca.com.
DKIM, info: No DKIM key at the 10 common selectors tried. That does not mean DKIM is missing. Your email provider picks the selector name, and DNS has no way to list them.

What this means if you sell to Cape Ann Savings Bank

capeannsavings.bank publishes no MX records, so it does not receive mail. Cape Ann Savings Bank's staff mail must run on another domain, which this check did not read. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on capeannsavings.bank now for today's result. The FDIC's record of the bank is at BankFind, certificate 90203.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Cape Ann Savings Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com