Cape & Coast Bank: email security grade C

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Cape & Coast Bank, Yarmouth Port, Massachusetts, is the 660th largest FDIC-insured US bank by total assets ($1.7bn). On 4 November 2026 the public email records of capeandcoastbank.com graded C: MX pass, SPF warn, DMARC p=quarantine, mail handled by Other.

Grade C. Two settings do less than they seem to. Read by DNS on 4 November 2026; the records are shown as published.

What was found on capeandcoastbank.com

Check	Result	What was published
MX	Pass	`10 mx.usa.net`, `20 mx.ct.mbox.net`. Mail handled by Other
SPF	Warn	`v=spf1 a mx include:spf.zixsmbhosted.com include:_spf.sendergen.com include:mailgun.org include:_spf.messagegears.net include:_spf.elasticemail.com ip4:167.89.11.238 ip4:44.214.246.148/32 ~all`. DNS lookups: 12 or more of 10 allowed; ends ~all
DMARC	Warn	`v=DMARC1; p=quarantine; rua=mailto:dmarc@capeandcoastbank.com; adkim=r; aspf=r; sp=quarantine; pct=10`. Policy p=quarantine, subdomains sp=quarantine, applied to 10% of mail; reports collected (rua= set)
DKIM	Pass, not graded	Key found on selector k1 (of 10 common selectors tried)

Where Cape & Coast Bank ranks

Cape & Coast Bank is the 660th largest FDIC-insured US bank by total assets, at $1.7bn as reported to the FDIC (certificate 26517; Yarmouth Port, Massachusetts). Among the 999 graded banks, Cape & Coast Bank ranks 926th by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 783rd of 846; among the 47 graded banks in Massachusetts, 44th. 66% of its band and 61.7% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 2 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in ~all (softfail): mail from a server that is not on the list is treated as suspect.
SPF, warn: DNS lookups: at least 12, over the limit of 10 in RFC 7208. Receivers that count the same way return an error, and SPF fails for any message not matched before the limit. This count is an estimate.
SPF, info: The record uses SPF macros, which only resolve for a real message, so the lookup count is a floor.
DMARC, pass: Policy p=quarantine: receivers are asked to put mail that fails in spam.
DMARC, warn: pct=10: the policy covers only 10% of mail that fails.
DMARC, info: Reports go to dmarc@capeandcoastbank.com.
DKIM, pass: DKIM key found at k1._domainkey.capeandcoastbank.com, about 1024-bit RSA.

What this means if you sell to Cape & Coast Bank

Cape & Coast Bank's MX hosts belong to a provider we do not name from host names alone. Assume the inbound server checks SPF, DKIM and DMARC and scores reputation, as every major provider does. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on capeandcoastbank.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 26517.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Cape & Coast Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com