Bank of Hawaii: email security grade B

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Bank of Hawaii, Honolulu, Hawaii, is the 88th largest FDIC-insured US bank by total assets ($24bn). On 4 November 2026 the public email records of boh.com graded B: MX pass, SPF pass, DMARC p=none, mail handled by Own mail servers.

Grade B. One setting does less than it seems to. Read by DNS on 4 November 2026; the records are shown as published.

What was found on boh.com

Check	Result	What was published
MX	Pass	`10 v-smtp1a-prd.boh.com`, `10 v-smtp1b-prd.boh.com`, `20 v-smtp1c-prd.boh.com`. Mail handled by Own mail servers
SPF	Pass	`v=spf1 include:spf1.boh.com include:spf2.boh.com include:spf3.boh.com include:spfhost.messageprovider.com include:amazonses.com mx a -all`. DNS lookups: 8 of 10 allowed; ends -all
DMARC	Warn	`v=DMARC1;p=none;fo=1;rua=mailto:dmarc_rua@emaildefense.proofpoint.com,mailto:dmarc.report@boh.com,mailto:dmarc_agg@vali.email;ruf=mailto:dmarc_ruf@emaildefense.proofpoint.com,mailto:dmarc.report@boh.com`. Policy p=none; reports collected (rua= set)
DKIM	Reported, not graded	No key on any of 10 common selectors. This proves nothing: the bank's real selectors may be any name

Where Bank of Hawaii ranks

Bank of Hawaii is the 88th largest FDIC-insured US bank by total assets, at $24bn as reported to the FDIC (certificate 18053; Honolulu, Hawaii). Among the 999 graded banks, Bank of Hawaii ranks 682nd by grade (ties broken by assets, larger first). In its asset band, $10bn to $100bn, it ranks 94th of 122; among the 4 graded banks in Hawaii, 3rd. 69.7% of its band and 50% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 3 MX records. Replies have somewhere to land.
SPF, pass: One SPF record, ending in -all (fail): mail from a server that is not on the list should be rejected.
SPF, info: DNS lookups: about 8 of the 10 allowed. One more sending service could push it over. This count is an estimate.
DMARC, warn: Policy p=none: receivers are asked to do nothing with mail that fails. Reports are on, so you can see what fails.
DMARC, info: Reports go to dmarc_rua@emaildefense.proofpoint.com, dmarc.report@boh.com, dmarc_agg@vali.email.
DKIM, info: No DKIM key at the 10 common selectors tried. That does not mean DKIM is missing. Your email provider picks the selector name, and DNS has no way to list them.

What this means if you sell to Bank of Hawaii

Bank of Hawaii lists MX hosts under its own domain, so it runs or fronts its own mail servers. What filters sit behind them is not visible from DNS; assume they check SPF, DKIM and DMARC like everyone else, and that a bank-run gateway is at least as strict as a commercial one. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on boh.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 18053.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Bank of Hawaii and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com