Apex Bank: email security grade D

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Apex Bank, Camden, Tennessee, is the 749th largest FDIC-insured US bank by total assets ($1.5bn). On 4 November 2026 the public email records of apexbank.com graded D: MX pass, SPF pass, DMARC no record, mail handled by Other.

Grade D. One required record missing or broken. Read by DNS on 4 November 2026; the records are shown as published.

What was found on apexbank.com

Check	Result	What was published
MX	Pass	`10 apexbank.in.tmes.trendmicro.com`. Mail handled by Other
SPF	Pass	`v=spf1 ip4:69.14.236.62 ip4:71.25.229.225 ip4:38.113.1.0/24 ip4:38.113.20.0/24 ip4:68.187.20.0/24 ip4:65.254.224.0/19 ip4:63.117.120.96/27 ip4:69.38.149.224/27 ip4:208.252.57.192/27 ip4:69.14.237.67 ip4:143.59.231.228 ip4:143.59.231.226 ip4:12.220.213.90 include:spf.digitalinsight.com include:spf.tmes.trendmicro.com include:_spfdmarc.wte.net include:spf.zohomail360.com include:spfhost.messageprovider.com ~all`. DNS lookups: 9 or more of 10 allowed; ends ~all
DMARC	Fail	No DMARC record at _dmarc.apexbank.com
DKIM	Pass, not graded	Key found on selectors s1, s2, dkim (of 10 common selectors tried)

Where Apex Bank ranks

Apex Bank is the 749th largest FDIC-insured US bank by total assets, at $1.5bn as reported to the FDIC (certificate 9176; Camden, Tennessee). Among the 999 graded banks, Apex Bank ranks 971st by grade (ties broken by assets, larger first). In its asset band, $1bn to $10bn, it ranks 819th of 846; among the 31 graded banks in Tennessee, 30th. 66% of its band and 54.8% of its state graded A.

What this means for the bank

The checker's own notes on each record:

MX, pass: 1 MX record. Replies have somewhere to land.
SPF, pass: One SPF record, ending in ~all (softfail): mail from a server that is not on the list is treated as suspect.
SPF, info: DNS lookups: at least 9 of the 10 allowed. One more sending service could push it over. This count is an estimate.
SPF, info: The record uses SPF macros, which only resolve for a real message, so the lookup count is a floor.
DMARC, fail: No DMARC record at _dmarc.apexbank.com. Receivers get no instruction for mail that fails SPF and DKIM, and you get no reports.
DKIM, pass: DKIM key found at s1._domainkey.apexbank.com, about 2048-bit RSA.
DKIM, pass: DKIM key found at s2._domainkey.apexbank.com, about 2048-bit RSA.
DKIM, pass: DKIM key found at dkim._domainkey.apexbank.com, about 2048-bit RSA.

What this means if you sell to Apex Bank

Apex Bank's MX hosts belong to a provider we do not name from host names alone. Assume the inbound server checks SPF, DKIM and DMARC and scores reputation, as every major provider does. Before you send, run your own domain through the email setup checker and publish a policy with the DMARC record generator. For how a bank buys, see the selling to banks playbook.

Check it live

The records above are from 4 November 2026. Run the same check on apexbank.com now for today's result. The FDIC's record of the bank is at BankFind, certificate 9176.

This page is one of 1,000 in the Bank Email Readiness Index Q4 2026, published 4 November 2026 and re-read every quarter; the next edition is due 2 February 2027. If you work at Apex Bank and the records have changed, email moe@roimaxi.com and we will re-check and update this page.

ROI Maximizer is a trading name of M Ventures LTD, registered in England and Wales, company no. 15554493. Registered office: 4 Beau Street, Bath BA1 1QY, United Kingdom. moe@roimaxi.com